Set a budget

Tap Plan, tap the Budget card, tap the green +, pick a category, type a monthly amount and tap Save Budget.

Steps

Tap Plan in the bottom bar, then tap the Budget card. The screen is called Budget Planner. On iPad, Plan stays highlighted in the sidebar while it is open.
Tap the green + button at the bottom right. If you have no budgets yet, tap Add Budget instead.
Under Choose a Category, tap a group such as Food and Drink.
Type the Monthly Budget Amount. Turn on Roll over unspent budget if you want leftover money tracked, or Break this down by subcategory to split it, for example into Groceries and Restaurants.
Tap Save Budget. If you chose to break it down, tap Next, give each subcategory a dollar amount, and then save. Shayr will not let the pieces add up to more than the total.

Reading a budget card

The big number is spent so far against the limit, for example $720 / $860.
The bar is green until you reach about 75 percent, amber after that, and red when you are over or past 90 percent.
Over pace, projected $X means that at your current rate you will end the month above the limit. It only shows after the first 3 days of the month.
The top card sums only the categories you have budgets for. Spending in other categories appears under Other Spending, each with a + Budget button.

Edit, delete, or look back

Swipe a card right for Edit or left for Delete. Tap a card to see its subcategories.
The trash icon at the top clears all budgets for the month, after a confirmation.
Tap the month pills at the top to see the previous five months. Past months are read only.

Let Shayr suggest budgets

Tap the wand icon at the top right. Suggested Budgets are based on your last three full months. Untick any you do not want and tap Apply Selected.

The Suggested Budgets sheet showing Bills and Utilities with an average of 214 dollars a month, a suggestion of 220 dollars, a checked box, and an Apply Selected button.

Suggestions skip categories that average under $25 a month. The wand is available on the trial, Bussin and GOAT.

What counts toward a budget

Everything you spent in that category on any account in your household this month, including pending purchases. Transfers, credit card payments and income are not counted. Refunds are not subtracted.

Known limits in 1.3.18

Budgets are set for the current month and do not copy forward on their own, so check the screen at the start of each month. The rollover switch is saved, but the Budget, Home and Plan screens show the plain limit without the carried over amount, and editing a budget turns the switch back off.

If something goes wrong

A purchase landed in the wrong category.

Fix it with Change a category.

Suggested budgets are missing.

The wand needs an active plan or the trial. A plan that has lapsed locks the app until you subscribe. See Plans and limits.

I did not get a budget alert.

Alerts go out after a bank sync, once at your warning level (80 percent by default) and once when you pass 100 percent. They are most dependable on subcategory budgets. You can change the warning level in Notification Preferences.

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Last updated October 5, 2026. Verified on Shayr 1.3.18, iPhone.