Glossary
The words Shayr uses, in alphabetical order, with a link to the article that explains each one.
- Account owner
- The person who linked a bank or created a manual account. Only they can edit, reassign or delete it. See Account ownership.
- Added by hand
- The tag on a transaction you typed in yourself, such as cash. See Add an expense by hand.
- Bank connection
- One bank login linked to Shayr. One login with several accounts under it is still one connection. Households can have 3 on the trial, 7 on Bussin and 15 on GOAT. See What counts as a bank connection.
- Bussin
- The $2.99 a month plan. See Plans and limits.
- Budget Health
- The Home card that shows the three budgets with the most dollars spent. See Understand the Home screen.
- BYOK
- Bring your own key. Using your own OpenAI or Anthropic key for Shayr AI on the GOAT plan. See Bring your own AI model.
- Connected Apps
- The Settings screen that lists AI assistants allowed to read your data, with a 90 day access log. Connecting an assistant is a GOAT and free trial feature, but the list and Disconnect work on every plan. See Connected Apps.
- Cushion
- The money you keep out of Safe to spend and the forecast on purpose. Shayr suggests about a week of your spending, or you can set your own amount. See Safe to spend.
- Custom Account
- An account you type in by hand, such as cash or a loan. It does not update by itself.
- Evidence
- The shaded box on a Spending patterns finding with the number of purchases, the total and the dates behind it. See Spending patterns.
- Feed link
- A private web address that a Google Sheet reads to stay up to date. It works like a password, and it is a GOAT and free trial feature. See Keep a Google Sheet up to date.
- GOAT
- The $5.99 a month plan, with the Claude connector and Connected Apps, the live Google Sheets feed, personal access tokens, the Investments tab and brokerage linking, Home buying readiness, smart merchant categories, a 90 day forecast, 20 Shayr AI messages a month, your own AI key and up to 15 bank connections. See Plans and limits.
- Home
- The first tab. A summary of net worth, forecast, budgets, bills and recent activity. See Understand the Home screen.
- Household
- The people whose accounts and data you share in Shayr. Also called family in some screens. See What everyone sees.
- House Rules
- Sentences about money your household agrees on, which send a note when something matches. See House Rules.
- Insights
- The third tab, with the Ask Shayr bar, Safe to spend, spending by category and merchant, and a Spending patterns row. See Read the Insights tab.
- Home buying readiness
- A card on a home goal that scores how ready you look to buy. A GOAT and trial feature. See Track a savings goal.
- Invest
- The fifth tab, for investment accounts and holdings. It is a GOAT and trial feature.
- Locked in
- Your Money Date answer once you have tapped Lock in. Answers stay private until everyone has locked in. See Money Date.
- Money Date
- A weekly check in with a short brief, questions and a shared decision log. See Money Date.
- Net worth
- Cash plus investments, minus credit cards and loans, across your household.
- Pending
- A purchase the bank has authorized but not finished. It can change or vanish when it posts.
- Personal access token
- A long code that lets your own tool, such as the local Shayr server in Claude Desktop, read your data. It is read only, and it is a GOAT and free trial feature. See Connected Apps and the access log.
- Plaid
- The company that connects Shayr to your bank. You sign in to your bank inside its window. See How linking a bank works.
- Plan
- The fourth tab, with Budget, Goals and Recurring Bills cards. Not to be confused with a subscription plan. See Read the Plan screen.
- Posted
- A transaction the bank has finished. Alerts and House Rules only use posted transactions.
- Prompt pack
- Five ready-made prompts for Claude that read your Shayr numbers. See Claude prompt pack.
- Read only
- Shayr and the assistants you connect can look at your data but cannot move money or change anything at your bank.
- Recurring bill
- A charge that repeats on a schedule. Shayr detects them from your transactions. See Recurring bills and subscriptions.
- Rollover
- A budget switch for carrying unspent money into the next month. See Set a budget for its current limits.
- Safe floor
- The cushion line on the Cash Flow Forecast. It is your household's cushion, the same one Safe to spend uses. See Cash flow forecast.
- Safe to spend
- What your household can spend until the next pay day after pending charges, bills and the cushion are set aside. It is on Insights. See Safe to spend.
- Shayr AI
- The chat assistant that answers questions about your own money. See What Shayr AI can answer.
- Spend
- The second tab, a list of every transaction. See Find a transaction.
- Spending patterns
- A screen under Insights about the weekday, time, places and habits behind your spending. See Spending patterns.
- Together
- The shared expense choice under Whose swipe. See Tag whose swipe it was.
- Trial
- The first 14 days of a new account, with no card, which includes every feature and up to 3 bank connections. See The 14 day free trial.
- Whose swipe
- The picker on a transaction that says which person paid. See Tag whose swipe it was.
- Wrapped
- A story of your household's month or year. See Wrapped.
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